Merchant Cash Advance for Small Business
Secure the strategic capital required for growth with a personalized business cash advance.
Secure the strategic capital required for growth with a personalized business cash advance.
Get Fast Approvals
For Funds
Billion in Financing
Small Businesses Financed
With a Chasewood Financials you can access Merchant Financial Programs, including:
Automatic daily or weekly remittances
While requirements for a merchant cash advance may vary, your business will generally need:
A merchant cash advance offers adaptable funding similar to a business loan.
It works by a provider, like Chasewood Financials, purchasing a set portion of your upcoming card sales to provide immediate capital.
Advance your business with additional capital:
Meeting
Purchase equipment, inventory, or supplies
Running ICO
Pay employee salaries
MANAGING Cash Image
Cover costs for a short-term project or repair emergencies
Explore your options without impacting your credit score
Click “Get Started” to begin your application for a working capital loan.
Have essential documents ready, including bank statements and a government-issued ID, to speed up the approval process.
Your application will be reviewed and you could be approved in as fast as same day.
Once approved, the loan amount can be deposited directly into your business bank account so you can put it to work immediately.
As a established provider of merchant financing programs, we have empowered thousands of established businesses across the U.S. to realize their strategic goals.
Our efficient processes and expert guidance are central to our high client satisfaction and strong industry reputation.
Senior-Level Partnership
Chasewood Financials officers provide dedicated support, from your initial inquiry through to your final repayment.
Streamlined Automatic Remittances
Payments are automatically reconciled, allowing you to concentrate fully on managing and growing your enterprise.
We specialize in business merchant loans and personalized merchant account loan solutions designed for your company’s specific cash flow patterns.
Ideal for practices with fluctuating reaIdeal for businesses needing quick access to short-term funding, even with less-than-perfect creditvenue
Secure capital for major projects and future growth with confidence through long-term loans.
Flexible access to working capital whenever your business needs it, keeping operations smooth.
Can’t find the right fit? Explore all of Chasewood Financials’ business financing options for personalized support
A merchant cash advance isn’t a loan. It works by allowing a business to receive funds upfront in exchange for a portion of its future credit and debit card sales. Chasewood Financials then collects a set percentage of daily card revenue until the full amount, including the factor rate, has been remitted. This daily percentage is often called the holdback.
Yes, they are legal. An MCA is a sale of future receivables rather than a traditional loan. Since it isn’t based on principal or interest and doesn’t come from a bank, it isn’t subject to lending or usury laws and doesn’t carry fixed payments or terms.
An MCA won’t directly damage your credit score. It could, however, affect your utilization ratio if it increases your overall financial obligations. Checking your options for a business cash advance or prequalifying will not impact your credit in any way.
The cost is presented as a total repayment amount that includes fees and factor rates. Your rate depends on the level of risk tied to your business. Unlike many loans, you don’t need to offer assets as collateral, which helps smaller businesses without large holdings like vehicles or property.
With Chasewood Financials, early repayment can qualify you for a discount on your remaining balance. This benefit applies when merchants finish their remittance ahead of the timeline agreed upon in the original terms.
An MCA works well for short-term needs. Business owners often use these funds to buy inventory, manage payroll, handle emergency repairs, support marketing efforts, purchase equipment or bridge cash flow gaps during busy seasons or growth periods.
With Chasewood Financials, early repayment can qualify you for a discount on your remaining balance. This benefit applies when merchants finish their remittance ahead of the timeline agreed upon in the original terms.
While MCAs are known for flexible approval, credit scores still play a role. Each provider sets its own criteria, and most review your score before approving an offer. Chasewood Financials typically requires a minimum score of 500+ for its merchant cash advance services.
The process is simpler than applying for a traditional loan. You’ll provide basic documents including bank and credit card statements, a business lease, your tax ID, your social security number, references, and a government-issued photo ID. You may also be asked for recent business tax returns.
Approvals happen quickly, and once you’re cleared, funds usually arrive within a few days.
To start your merchant cash advance application, you can submit a brief online form. It’s free, easy, and does not harm your credit. If you’re ready to apply for merchant cash advance support through one of the leading merchant cash advance companies, Chasewood Financials can guide you.
Discover the amount you qualify for
Checking eligibility won’t impact your credit score
Do you meet the requirements?
In general, your business will need: