Construction Business Loans for Steady, Reliable Growth

Fast, flexible financing tailored for construction projects. Secure funding in as little as four hours with Chasewood Financial, a trusted commercial construction lender for businesses nationwide.

Approval

As fast as Same DAy

Time to Fund

As fast as 4 hours

$3B+

In Total Financing

55,000+

Small Businesses Funded

What Can You Get with A Construction Business Loan?

A strong project depends on steady cash flow. Our construction business loans help you manage essential costs at every stage.

Use funding for:

  • Purchasing equipment, tools, and machinery
  • Covering payroll and subcontractor expenses
  • Renovating or expanding your facility
  • Managing cash flow between jobs
  • Buying raw materials and on-site supplies

Improving liquidity with construction factoring invoices

How can you qualify for a loan?


While each financing product varies, most small business construction loans require:

  • Operations based in the U.S.
  • Minimum 6 months in business
  • $15,000+ in monthly deposits
  • Active business bank account
  • Credit score of 500 or higher

How this works

More than 40 percent of construction firms now prioritize strong financial management. Chasewood Financial makes it easier with multiple funding options designed for contractors, builders, and specialty trade businesses.

Long-Term Loans

Fuel long-term expansion with financing up to $10 million and terms reaching 120 months. Ideal for major projects, heavy equipment, or large-scale investments.

Working Capital Loans

Get up to $600,000 fast. This short-term funding option fills revenue gaps so you can take on new opportunities without slowing down operations.

Line of Credit

A revolving line gives you access to $300,000 whenever you need it. Perfect for cash flow management, unexpected site expenses, or seasonal demands.

We are trusted by:

Four steps to funding

Explore your options with no impact on your credit score.

1

Apply in minutes

Complete a quick pre-qualification to see your funding matches.

2

Submit Essential Documents

Upload your bank statements and government-issued ID.

3

Get Approved Fast

Applications are reviewed quickly, often within four hours.

4

Receive Same-Day Funding

Once approved, funds are deposited straight into your business account.

Business Loans for Construction

Take the first step toward growth

Your First Step Starts Here

Our streamlined process and flexible terms let you stay focused on deadlines, timelines, and project delivery, not paperwork.

Competitive Rates

As a trusted commercial construction lender, we offer fair, competitive factor rates designed to support your bottom line.

Fast, Reliable Financing

Skip the long bank delays. Our quick funding ensures your project continues without interruption.

U.S Based Support

Our dedicated team provides guidance from start to finish with responsive, knowledgeable service

Is A Loan for Your Construction Company the Right Choice?

Pros

  • Access immediate capital to finance major builds
  • Fund new projects or expand your physical operation
  • Choose from multiple financing products that fit your needs

Cons

  • Lower credit may limit your rate options
  • Some loans may require collateral or a personal guarantee
  • New companies may face challenges qualifying for larger funding amounts

Why Choose Chasewood Financial for Your Construction Business Loan?

Construction companies need reliable funding to operate efficiently. With competitive terms and fast approvals, Chasewood Financial helps you move quickly, stay on schedule, and build with confidence.

With over 50,000 businesses served nationwide, we deliver the speed, support, and expertise your company needs.

Leading Customer Service

  • Rated 4.8 out of 5, our support team makes every step clear and stress-free.
  • Ready to break ground on your next project? We’re here to help.

Explore Additional Financing Options

Merchant cash advance

Helpful for businesses needing fast capital with lower credit requirements.

Long-term loan

Great for large-scale expansions or heavy equipment purchases.

Business lines of credit

Flexible funding for recurring cash flow needs.

View All Options

See every financing solution we offer.

Frequently Asked Questions About Construction Business Loans

How quickly can I receive funds?

Most approvals happen within a few hours, and many clients receive same-day funding.

Some products require collateral, while others, such as working capital loans do not.

Yes, many small business construction loans support payroll, supplies, repairs, or emergency costs in addition to project work.

Maintain strong revenue, keep bank statements organized, and partner with established construction factoring companies if you need help stabilizing cash flow.

Yes, many businesses qualify even while carrying additional financing.

Fuel Your Next Step Toward Growth

Apply today to access fast, flexible funding that keeps your projects moving.

Startup Business Loans