• Serving Nationwide
  • Mon - Fri 10am - 5pm
Facebook X-twitter Pinterest Linkedin
Apply Now

Revenue Based Business Loans

Flexible payments keep cash flow steady while funding your growth.

Get Started

Low Revenue Business Loans for Growing Companies

Worried about fluctuating income? You’re not alone, our solutions help you grow without stress.

 

Pay Based on Performance

With a revenue based financing company, you earn more, pay more; earn less, pay less. Revenue based financing is ideal for businesses with inconsistent cash flow.

 

Pre-Qualify with Confidence

Even startup business loans with no revenue are considered. With a 500+ minimum credit score and a team that values your potential, approval is faster than traditional lenders.

 

Support When You Need It

Pre-qualification takes just 10 minutes, and approval can happen in as little as same day. No wonder over 30,000 businesses nationwide relies on us for flexible small business funding.

Fast Funding with Revenue Based Business Loans

Access up to $600,000 in as little as same day with revenue based financing and other flexible funding solutions.

Merchant Cash Advance

Perfect for short- and mid-term financing to cover day-to-day cash flow and invest in your business.

  • Use funds for any business need
  • Flexible monthly payments based on earnings
  • Payments deducted when you receive credit or debit card income
  • No mountains of paperwork, no weeks of waiting. Pre-qualify online in 10 minutes, get approved in as little as same day, and receive funds directly in your account
  • Eligibility: Credit scores 500+, $15,000+ monthly bank deposits, 6+ months in business.

Business Line of Credit

Access funds whenever you need them with a revolving line of credit.

  • Approved once, withdraw multiple times
  • Lower rates than credit cards
  • Pay only for what you use
  • No mandatory monthly payments
  • Eligibility: Personal credit score 650+, up to $300,000 unsecured line, simple document requirements.

Invoice Factoring

While requirements may vary, your business will generally needa

Turn future invoices into capital today.

  • Lump sum payments deposited directly
  • Receive up to 95% of invoice value
  • Use funds freely for business needs
  • Pre-qualify in 10 minutes, approval in as little as one day
  • Factor collects payments from clients and returns any excess to you. No surprises, transparent charges, and repayment terms.

Chasewood Financials supports your business with revenue based financing venture capital, revenue based lending, and revenue based investing solutions designed for fast, reliable growth.

What is revenue-based financing?

Revenue based business loans, also called royalty-based financing, is a model where businesses secure capital from investors in exchange for a portion of their monthly revenues. Typically, this portion is a fixed percentage of the company’s earnings, meaning repayment fluctuates with revenue.

This makes it ideal for companies with inconsistent but strong income streams. During high-revenue months, payments are higher; during slower months, payments decrease. This approach makes low revenue business loans and small business loans based on revenue particularly suitable for entrepreneurs seeking flexible repayment schedules.

Revenue-based financing is increasingly popular among tech startups, subscription-based B2B software-as-a-service (SaaS) companies, and other businesses with recurring revenue models. Many turn to a revenue-based financing company to access this type of capital for growth without giving up ownership.

Revenue-Based Funding vs. Other Types of Financing

Revenue-based lending differs significantly from traditional debt or equity financing.

Unlike conventional debt loans that require fixed monthly payments and interest accrual, revenue based financing venture capital adjusts repayment based on revenue performance. While the percentage of revenue you commit remains constant, the actual dollar amount fluctuates with your business’s performance.

Equity financing, such as venture capital, growth capital, or angel investing, provides funds in exchange for ownership. While it eliminates monthly repayments, it also requires giving up part of your equity and potentially some control of your business. Revenue-based lending, on the other hand, allows you to retain full ownership while accessing flexible capital.

This hybrid approach gives businesses the ability to fund growth, manage cash flow, and scale operations efficiently, making revenue based financing a practical alternative to both debt and equity financing.

How To Apply For Revenue Based Business Loans

Step 1

Pre-Qualify Digitally

Select “Get Started” to access customized revenue-aligned financing. The process takes minutes, requiring only key business details.

Step 2

Expert Approval in as Few as Same Day

Our officers will review your profile and connect with you, often within a day, to structure your ideal growth funding solution.

Step 3

Secure Same-Day Capital

Receive funds deposited directly into your business account, potentially on the same day, ready for immediate deployment.

Get Started

Are Revenue-Based Business Loans Right for Your Business?

Flexible financing is great, but are small business loans based on revenue the right choice for you?

Considering the pros and cons, revenue based business loans are generally best for established companies with a steady revenue history and predictable income streams.

That said, businesses with fluctuating or seasonal revenues can also benefit. Revenue based financing firms typically want to see evidence of future revenue, making subscription-based models like SaaS especially suitable.

Pros

  • Eligible even with low credit scores and fluctuating annual revenue.
  • Approval and funding in as little as 48 hours.
  • No fixed monthly installments to stress over.
  • Maintain full control of your business, unlike with venture capital.

Cons

  • Flexible payments are not free, your revenue streams must support the loan.
  • Borrowing costs may be higher for lower credit scores.
  • Some revenue based lending options may require collateral.
Get Started

More Than Just Revenue-Based Business Loans

Interested in revenue loans but unsure if you qualify? Revenue based lending isn’t the only alternative to traditional bank or equity financing.

At Chasewood Financials, we offer a variety of small business financing options customized to different needs, including business owners without a long revenue history or a high credit score.

Merchant Cash Advance

Ideal for businesses needing quick access to short-term funding, even with less-than-perfect credit.

Learn more

Strategic Expansion Loan

Secure capital for major projects and future growth with confidence through long-term loans.

Learn more

Business Lines of Credit

Flexible access to working capital whenever your business needs it, keeping operations smooth.

Learn more

All Financing Options

Can’t find the right fit? Explore all of Chasewood Financials’ business financing options for personalized support.

Learn more

Why Chasewood Financials?

We see your vision, not just your financials

You are more than a credit report and balance sheet to us. We analyze your business’s full potential to connect you with the optimal, strategically structured capital solution.

Your ambition leads, we provide the capital

We are not investors seeking equity or control; we are dedicated partners invested solely in your execution and success. Our legacy is built on empowering growth, not claiming it.

Move Beyond Cash Flow Cycles

Secure the intelligent funding required to stabilize your operations and decisively scale your enterprise, turning consistent strategy into sustained growth.

Get Started