Transportation Business Loans

Drive your operation forward with fast, flexible financing built for the demands of the transportation industry. With Chasewood Financial, you can secure funding in hours, not weeks.

Approval

As Fast As same day

Funding

As Fast As same day

Approval

as fast as same day

55,000+

Small Businesses Financed

What can you do with a transportation business loan?

A transportation business loan gives you the financial stability to keep your operation running smoothly and growing steadily. Use funding to:

  • Expand your fleet with new trucks, vans, or other commercial vehicles
  • Maintain and repair vehicles to avoid costly downtime
  • Cover daily operating expenses and stabilize cash flow
  • Support recruitment, onboarding, and payroll
  • Invest in dispatch software, GPS systems, and fleet technology
  • Upgrade equipment through a transportation equipment loan

How to qualify for a loan

To qualify for small business loans for transportation, your company will typically need to meet these general criteria. (Exact requirements may differ across products.)

  • Located in the United States
  • At least 6 months in business
  • $15,000+ in monthly revenue
  • Active business bank account

Credit score of 500 or higher

How this works

Chasewood Financial provides multiple financing options so you can choose what best fits your business needs. Whether you’re expanding, managing cash flow, or upgrading equipment, we’ll help you secure reliable funding quickly.

Business line of credit

A flexible solution for managing cash flow gaps. Access up to $300,000 whenever you need it and only pay for what you use.

Long-term loans

Planning a major investment? Our long-term options extend up to 120 months with funding up to $10 million. Ideal for growth, expansion, or refinancing.

Merchant cash advance (MCA)

If you need capital fast and prefer revenue-based payments, a merchant cash advance gives you access to up to $600,000 based on your future card sales.

SBA loans for transportation business

An excellent option for acquiring new trucks, purchasing equipment, or refinancing existing debt. With amounts up to $5 million, an SBA 7(a) loan provides some of the best small business loans available for long-term growth.

We are trusted by:

Four Steps to Getting Transportation Loans

Learn more about your financing options without affecting your credit score.

1

Apply in minutes

Submit a quick application with the details of your transportation business.

2

Submit essential documents

Provide bank statements and a government-issued ID.

3

Fast approval

Most applications are reviewed within a few hours.

4

Same-day funding

Once approved, your funds are sent directly to your bank account

Business Loans for Transportation

Take your transportation business to the next level

Access to Flexible Financing, Made Easy

 

Chasewood Financial provides fast, dependable transportation business loans designed to keep your operation moving.

Competitive Rates

 

We work hard to secure the best deal for your business with rates that support long-term stability.

Fast Approvals

Avoid long wait times. Our streamlined process ensures you get the capital you need without delays.

DEDICATED U.S Based Support

Our team is here to guide you through the process and answer your questions at every step

Is A Loan for Your Transportation Business a Good Fit?

Pros

  • Finance new trucks and trailers to meet rising demand
  • Cover fuel, payroll, and maintenance without disrupting operations
  • Hire additional drivers or expand into new routes and markets

      Access fast capital for emergency repairs            or  replacements

Cons

  • Some equipment purchases may require a down payment of 5–25% depending on credit

Chasewood Financial Is the Partner You Can Count On

Transportation moves the American economy. With freight volumes growing, now is the ideal time to strengthen your fleet. The industry moves over 11 billion tons of goods every year, position your business to meet that demand with dependable financing.

We’ve supported more than 50,000 businesses with funding solutions built for long-term success.

 

World-class customer service

With a 4.8/5 satisfaction rating, our team provides personalized support to help you choose the right financial path.

Explore Other Financing Options

Merchant cash advance

Ideal for businesses with lower credit or urgent short-term funding needs.

Long-term loan

A smart solution when you're planning for major investments or growth.

Business lines of credit

Flexible working capital loans you can access whenever cash flow fluctuates.

All financing options

If you don’t see what you need, explore our full suite of solutions

Frequently Asked Questions About Business Loans for Transportation

What are the benefits of a business loan for transportation?

A transportation loan helps stabilize cash flow, expand fleets, cover repairs, and support operational growth. It also ensures you can handle expenses quickly without slowing down your business.

A transportation equipment loan specifically covers equipment and vehicle purchases. A transportation loan is broader and may cover fuel, payroll, maintenance, software, expansion, and other business needs.

Yes. Many companies use transportation business loans to fund repairs, routine maintenance, and emergency breakdowns to keep vehicles on the road.

Fuel Growth with Fast, Flexible Financing

Apply in minutes without impacting your credit score.